VA Home Loans

1) Determine VA eligibility and entitlement.

Obtain a Certificate of Eligibility and proof of service.  

2) Apply for a VA home loan with a trusted lender.

Buyers should look for lenders who are knowledgeable and experienced in VA home financing procedures. 

3) Arrange a home inspection. 

The property must be safe, structurally sound, and have functioning mechanical systems. 

4) Shop for a competitive rate and obtain a homeowner's insurance policy. 

Like conventional loans, homeowner's insurance is a requirement for closing. 

5) After closing, don't forget to register with the county tax office to obtain your homestead tax exemption.